There’s something magical — if completely illogical — about the transformation that overcomes us as the clock ticks from one year to the next. In one mere, fleeting second the previous year is suddenly gone and an entire new year awaits. Aside from the date, though, nothing has changed. Reality — with all of its joys, travails and fears — remains intact.Even so, hope springs eternal. Optimism abounds. Possibilities seem endless and, importantly…